The Different Tiers of Chase Banking

Posted on April 20, 2023 in guide

Chase is one of the largest banks in the United States, and it offers a variety of banking products and services to meet the needs of its customers. These products and services are divided into different tiers, each with its own set of features and benefits.

The different tiers of Chase banking are:

  • Chase Total Checking
  • Chase Premier Plus Checking
  • Chase Sapphire Banking
  • Chase Private Client

Each tier of Chase banking has its own set of features and benefits. Let's take a closer look at each tier and discuss the features and benefits that are offered.

Chase Total Checking

Chase Total Checking is the basic checking account offered by Chase. It has no monthly fee and offers features such as free ATM withdrawals at Chase ATMs and in-network ATMs, mobile check deposit, and online bill pay.

Features:

  • No monthly fee
  • Free ATM withdrawals at Chase ATMs and in-network ATMs
  • Mobile check deposit
  • Online bill pay

Benefits:

  • Easy to open and maintain
  • No minimum balance requirement
  • Convenient features

Chase Premier Plus Checking

Chase Premier Plus Checking is a premium checking account that offers a variety of benefits, including a higher interest rate, waived ATM fees worldwide, and a $100 bonus after opening an account and meeting certain requirements.

Features:

  • Higher interest rate
  • Waived ATM fees worldwide
  • $100 bonus after opening an account and meeting certain requirements

Benefits:

  • Earn more interest on your deposits
  • Avoid ATM fees when you travel
  • Get a $100 bonus when you open an account

Chase Sapphire Banking

Chase Sapphire Banking is a premium checking account that is designed for customers who want to earn rewards on their everyday spending. It offers features such as a higher interest rate, waived ATM fees worldwide, and 2 points per dollar on travel and dining.

Features:

  • Higher interest rate
  • Waived ATM fees worldwide
  • 2 points per dollar on travel and dining

Benefits:

  • Earn more rewards on your spending
  • Avoid ATM fees when you travel
  • Get more value from your everyday purchases

Chase Private Client

Chase Private Client is a high-net-worth banking service that offers a variety of benefits, including a dedicated relationship manager, access to exclusive events, and investment management services.

Features:

  • Dedicated relationship manager
  • Access to exclusive events
  • Investment management services

Benefits:

  • Personalized service
  • Access to exclusive events
  • Peace of mind knowing your finances are in good hands

Which tier of Chase banking is right for you will depend on your individual needs and preferences. If you are looking for a basic checking account with no monthly fees, Chase Total Checking is a good option. If you are looking for a premium checking account with a higher interest rate and waived ATM fees, Chase Premier Plus Checking or Chase Sapphire Banking may be a better choice. If you are a high-net-worth individual, Chase Private Client may be the best option for you.

Conclusion

Chase offers a variety of banking products and services to meet the needs of its customers. The different tiers of Chase banking offer a variety of features and benefits, so you can choose the tier that is right for you.

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