Posted on September 23, 2023 in guide
The dividend capture strategy is an investment technique employed by some investors, particularly those seeking to generate income from dividend-paying stocks. This strategy involves buying shares of a dividend-paying stock just before its ex-dividend date, holding them long enough to receive the dividend payment, and then selling the shares shortly …
Posted on August 10, 2023 in guide
Restricted stock units (RSUs) are a type of equity compensation that is often offered to software engineers. RSUs give employees the right to own shares of company stock, but there are certain restrictions on when and how the shares can be claimed.
When an employee is …
Posted on August 08, 2023 in guide
Phantom stock is a type of equity compensation that gives employees the right to share in the appreciation of a company's stock without actually owning any shares. It is often used by startups and other companies that do not yet have publicly traded stock.
Phantom stock can be a valuable …
Posted on August 02, 2023 in guide
Restricted stock is a form of equity compensation that is often offered to software engineers. It is a way for companies to attract and retain top talent by giving them a stake in the company's success.
Restricted stock is stock that is granted to employees but …
Posted on August 01, 2023 in guide
A 401(k) is a retirement savings plan that allows employees to save money from their paychecks on a tax-deferred basis. A Roth 401(k) is a variation of the 401(k) plan that allows employees to make contributions after-tax.
Both 401(k)s and Roth 401(k)s offer …
Posted on July 31, 2023 in guide
Stock options are a form of equity compensation that companies offer to their employees. They give employees the right to buy a certain number of shares of the company's stock at a predetermined price. The price is typically set at a discount to the current market price.
Stock options can …
Posted on July 29, 2023 in guide
Equity compensation is a form of non-salary compensation that companies offer to their employees. It is a way for companies to attract and retain top talent, and it can also be a way for employees to share in the company's success.
There are a few different types of equity compensation …
Posted on July 25, 2023 in guide
Target-date funds are a type of mutual fund or exchange-traded fund (ETF) that is designed to help investors reach their retirement goals. Target-date funds automatically adjust their asset allocation as you get closer to retirement, becoming more conservative over time.
This can help you to ensure that your portfolio is …
Posted on July 23, 2023 in guide
The 5-fund investment strategy is a variation of the 3-fund and 4-fund strategies that adds a fifth fund to the mix: a real estate investment trust (REIT) fund. REITs are companies that own and operate income-producing real estate.
Adding a REIT fund to your portfolio can help to further diversify …
Posted on July 21, 2023 in guide
The 4-fund investment strategy is a variation of the 3-fund strategy that adds a fourth fund to the mix: an international bond fund. This can help to further diversify your portfolio and reduce your risk.
The 3-fund strategy is one of the simplest and most popular investment …