Index Funds and ETFs in Taxable Accounts: Tax Efficiency Without the Hype

Posted on December 03, 2023 in Guide

Compare index mutual funds and ETFs in taxable accounts using turnover, distributions, trading costs, and recordkeeping instead of assuming one wrapper always wins.


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How to Use an HSA for Retirement Without Making a Bad Health Plan Choice

Posted on November 19, 2023 in Guide

Evaluate an HSA alongside your health plan, contribution limits, current medical spending, investing options, and Medicare timing.


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Unveiling the Power of Roth IRAs: A Comprehensive Introduction

Posted on November 04, 2023 in Guide

Retirement planning is a crucial financial endeavor, and one of the most powerful tools at your disposal is the Roth Individual Retirement Account (IRA). Roth IRAs offer a unique combination of tax benefits and flexibility that can help secure your financial future. In this comprehensive introduction, we'll explore what Roth …


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Book Review: The Newton Papers by Sarah Dry

Posted on October 23, 2023 in Review

The Newton Papers is a 2015 book by Sarah Dry that tells the story of the life and work of Isaac Newton through the lens of his papers. Dry begins by recounting Newton's death in 1727 and the subsequent dispersal of his papers. She then follows the trail of Newton's …


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Charcuterie Boards by ZaZo Designs

Posted on October 22, 2023 in Review

My friend, Kim, at ZaZo Designs is an example of a great Etsy side hustle. Check out these amazing custom cutting / charcuterie boards she made for a party!

While you're at it, follow her on Instagram for more a awesome crafting ideas!


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Traditional IRA: When the Tax Deduction Is Worth It

Posted on October 21, 2023 in Guide

A traditional IRA is a retirement account that may offer a tax deduction now in exchange for generally taxable withdrawals later. It is useful, but it is not automatically the best next account for every remote engineer.

The decision depends on your income, whether you are covered by a workplace …


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Remote Work-Life Balance: Build Boundaries That Survive a Busy Week

Posted on October 14, 2023 in Guide

Remote work can improve work-life balance, but it can also make work available every hour. The difference is not willpower. It is whether your schedule, workspace, and team expectations make a real stop possible.

Define Availability

Tell teammates when you are available, when you are in focused work, and how …


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529 to Roth IRA Rollovers: Rules for Unused Education Savings

Posted on October 13, 2023 in Guide

Understand the direct-transfer, account-age, annual-limit, lifetime-limit, and five-year contribution rules for 529-to-Roth IRA rollovers.


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What is a 529 Plan? A Guide to Education Savings

Posted on October 13, 2023 in Guide

Navigating the world of educational savings can be a complex and financially demanding task, especially when preparing for your child's future education. One of the most powerful tools at your disposal is the 529 plan, a tax-advantaged savings vehicle designed to help families save for educational expenses. In this article …


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Savoring Life: The Benefits of the Barista FIRE Lifestyle

Posted on October 12, 2023 in Guide

The Financial Independence, Retire Early (FIRE) movement has gained substantial attention over the past few years, promoting the idea of achieving financial independence and retiring early. While the traditional FIRE path involves saving and investing aggressively to retire in your 30s or 40s, there's a more flexible approach known as …


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