Modified Adjusted Gross Income (MAGI): What is it and why does it matter?

Posted on July 30, 2023 in guide

Modified adjusted gross income (MAGI) is a calculation used by the IRS to determine eligibility for certain tax benefits, such as the Roth IRA, the Saver's Credit, and the Health Savings Account (HSA).

MAGI is calculated by taking your adjusted gross income (AGI) and adding back certain deductions, such as …


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How to Calculate Adjusted Gross Income (AGI)

Posted on July 30, 2023 in guide

Adjusted gross income (AGI) is a calculation used by the Internal Revenue Service (IRS) to determine your taxable income. It is calculated by taking your gross income and subtracting certain deductions and adjustments.

To calculate your AGI, you will need to gather the following information from your tax return:

  • Your …

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Equity Compensation for Software Engineers

Posted on July 29, 2023 in guide

Equity compensation is a form of non-salary compensation that companies offer to their employees. It is a way for companies to attract and retain top talent, and it can also be a way for employees to share in the company's success.

There are a few different types of equity compensation …


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Are target-date funds right for you?

Posted on July 25, 2023 in guide

Target-date funds are a type of mutual fund or exchange-traded fund (ETF) that is designed to help investors reach their retirement goals. Target-date funds automatically adjust their asset allocation as you get closer to retirement, becoming more conservative over time.

This can help you to ensure that your portfolio is …


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Introduction to the 5-fund investment strategy

Posted on July 23, 2023 in guide

The 5-fund investment strategy is a variation of the 3-fund and 4-fund strategies that adds a fifth fund to the mix: a real estate investment trust (REIT) fund. REITs are companies that own and operate income-producing real estate.

Adding a REIT fund to your portfolio can help to further diversify …


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Introduction to the 4-fund Investment Strategy

Posted on July 21, 2023 in guide

The 4-fund investment strategy is a variation of the 3-fund strategy that adds a fourth fund to the mix: an international bond fund. This can help to further diversify your portfolio and reduce your risk.

The 3-fund strategy

The 3-fund strategy is one of the simplest and most popular investment …


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Introduction to the 3-Fund Investment Strategy

Posted on July 19, 2023 in guide

The 3-fund investment strategy is a simple and effective way to build a diversified investment portfolio. It involves investing in three different asset classes:

  • Domestic stocks: This includes stocks of companies that are listed on U.S. exchanges.
  • International stocks: This includes stocks of companies that are listed on exchanges …

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Beginner Investment Strategies to Maximize Long-Term Gains

Posted on July 17, 2023 in guide

Long-term investments are the best way to realize real financial growth over time. The sooner you can get started investing for the long-term, the more you'll benefit. For legal purposes, the following should not be considered financial advice. For personalize financial advice, please find a personal financial advistor.

Investing can …


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Getting Started with Amazon FBA

Posted on July 16, 2023 in guide

Amazon FBA is another side hustle you can do in your spare time.

Fulfillment by Amazon (FBA) is a service that allows sellers to outsource their product fulfillment to Amazon. This means that Amazon will store, pick, pack, ship, and provide customer service for your products.

If you're thinking about …


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Using Shein with Amazon FBM

Posted on July 06, 2023 in guide

Shein is a popular online retailer that sells a wide variety of fashion items at affordable prices. If you are a seller on Amazon, you can use Shein to source products for your Amazon FBM listings.

To use Shein with Amazon FBM, you will need to create a Shein account …


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